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Personal Pension Solutions

Royal Fidelity Personal Pension Plan

When we talk about retirement, we’re talking about the longest holiday of your life! Your pension is an essential part of your financial planning. The Royal Fidelity Personal Pension Plan is not just a pension plan; it’s a flexible wealth management programme designed to help you attain a financially secure retirement. It is designed to create retirement income thereby allowing you to enjoy those golden years.

Things to think about...

  • How much will I need when I retire?
    There is no magic number for the amount you should have available for retirement since each individual’s priorities and needs are unique. However, it is estimated that you will need at least 70% of your pre-retirement earnings. For example, If your yearly income at present is $30,000, you would need at least $21,000 per year after retirement in order to maintain your lifestyle.

  • Can I rely solely on my National Insurance pension?
    Your National Insurance pension will likely only meet a small portion of your retirement requirements, so your employer and/or personal pension investments will form the core of your retirement assets. If you’re thinking about maintaining your lifestyle at retirement, you’ll need to take matters into your own hands.

  • How soon should I start saving for retirement?
    Believe it or not, the early bird really does catch the worm! The earlier you can contribute savings towards your retirement, the more time they will have to grow. When it comes to preparing for a comfortable retirement, time can be your biggest ally. An extra 1% can be the difference between retiring on your terms or someone else's.

Benefits of a Royal Fidelity Personal Pension Plan

  • Strong Investment Performance
    Select from a range of investment portfolios and decide which combination best meets your requirements.

  • Flexible Structure
    Invest the amount you want, when you want.

  • Efficient Administration
    Regular reporting and online access.

  • Competitive Fees
    Low annual administration fees.

Click here to learn more about a Royal Fidelity Personal Pension Plan (PPP).



Group Pension Plans

As an employer, you want to attract and retain qualified, effective people by offering worthwhile benefits including a pension plan that meets their needs.

Stand Alone Pension Plans

This fund is most suitable for very large employers who do not need to pool assets to obtain benefits of scale.

Pension Plans - Fund Reports

Access and download reports or details regarding fund in the Bahamas.

Pension Calculator

Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest-egg should be.


Cleora Farquharson

Assistant Vice President, Pension Services

Larissa Rolle

Manager Pension Services

Not sure where to start? One of our experts can help you!

  • Make An Appointment
  • Schedule A Call
  • Give Us A Call At (242) 603-6000

Request A Free Consultation For Personal Pension Solutions

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