With a wide range of investment options, the plan allows you to design a program matching your individual needs. You may choose to invest among the following portfolios, as long as the total allocation equals 100%.
The fund strives to achieve a rate of return in excess of the current Bahamian Prime Rate by allocating to a balanced portfolio of Bahamian fixed income securities, including Bahamas Government bonds, corporate bonds, and corporate preference shares.Long Term Return Target: 4%-5%
The primary objective of the fund is to provide balanced, long-term growth through an asset allocation policy that combines the long-term capital appreciation potential of equities (40%) with short-to-medium term income features of fixed income (60%).Long Term Return Target: 5%-7%
The fund buys and holds nearly all the listed equities on the Bahamas International Securities Exchange (BISX) and seeks additional diversification and return from unlisted securities, private placements, equity mutual funds, and fixed income instruments.Long-term Return Target: 7%-10%
The fund invests substantially in the Royal Fidelity International Opportunities Fund, which maintains broad investment exposure to European and Asian equities, as well as a diversified portfolio of Exchange Traded Funds (ETFs) consisting of both major and emerging market equities.Long-term Return Target: 8%-12%